Punjab & Sind Bank, a Government of India Undertaking, has released an official notification for the Lateral Recruitment of Local Bank Officers (LBO) in JMGS-I scale. This is a golden opportunity for experienced banking professionals across India to join one of India's prestigious public sector banks. A total of 1000 vacancies are available across 17 states/UTs. Read this complete guide to understand eligibility, selection process, salary, and how to apply.
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Punjab and Sind Bank Local Bank Officer Recruitment 2026 Apply Online for 1000 Posts
PSB LBO Recruitment 2026 Overview
| Parameter | Details |
|---|---|
| Organization | Punjab & Sind Bank (A Govt. of India Undertaking) |
| Post Name | Local Bank Officer (LBO) – JMGS-I |
| Total Vacancies | 1000 |
| Job Type | Regular / Permanent (Lateral Entry) |
| Age Limit | 20 - 30 Years (as on 01.03.2026) |
| Education | Graduation in any discipline |
| Experience Required | Minimum 18 months as Officer in Scheduled Commercial Bank / RRB |
| Application Start Date | 31 March 2026 |
| Last Date to Apply | 20 April 2026 |
| Application Fee | Rs. 100 (SC/ST/PwD) | Rs.850 (General/OBC/EWS) |
| Selection Process | Written Test → Screening → Interview → Language Test → Final Merit |
| Starting Salary | Rs.48,480/- + 3 increments + Allowances |
| Official Website | punjabandsind.bank.in |
| Mode of Application | Online Only |
Important Dates
Application Opens
31 March 2026
Last Date to Apply
20 April 2026
Age Cutoff Date
01 March 2026
Experience Cutoff
20 April 2026
State-Wise Vacancy Details
A total of 1000 vacancies are distributed across 17 states. Candidates can apply for only one state. The mandatory local language proficiency is required for the applied state.
| State | Language | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|---|
| Uttar Pradesh | Hindi | 30 | 15 | 54 | 20 | 81 | 200 |
| Gujarat | Gujarati | 18 | 9 | 33 | 12 | 53 | 125 |
| Punjab | Punjabi | 15 | 7 | 27 | 10 | 41 | 100 |
| Chhattisgarh | Hindi | 12 | 6 | 21 | 8 | 33 | 80 |
| Odisha | Odiya | 12 | 6 | 21 | 8 | 33 | 80 |
| Tamil Nadu | Tamil | 9 | 4 | 17 | 6 | 29 | 65 |
| Karnataka | Kannada | 9 | 4 | 16 | 6 | 25 | 60 |
| Madhya Pradesh | Hindi | 9 | 4 | 16 | 6 | 25 | 60 |
| Maharashtra | Marathi | 9 | 4 | 16 | 6 | 25 | 60 |
| Assam | Assamese/Bodo/Garo | 7 | 3 | 13 | 5 | 22 | 50 |
| Telangana | Telugu | 4 | 2 | 8 | 3 | 13 | 30 |
| West Bengal | Bengali | 4 | 2 | 8 | 3 | 13 | 30 |
| Arunachal Pradesh | English* | 2 | 1 | 4 | 1 | 7 | 15 |
| Himachal Pradesh | Hindi | 3 | 1 | 5 | 2 | 9 | 20 |
| Kerala | Malayalam | 1 | 0 | 2 | 1 | 6 | 10 |
| Jharkhand | Hindi | 1 | 0 | 2 | 1 | 6 | 10 |
| Nagaland | English* | 0 | 0 | 1 | 0 | 4 | 5 |
| TOTAL | - | 145 | 68 | 264 | 98 | 425 | 1000 |
*English applicable only for candidates who studied English as a subject from schools in Nagaland and/or Arunachal Pradesh.
Age Limit & Relaxation
Age as on 01.03.2026 (Cut-off date)
Minimum Age
20
Years
Maximum Age
30
Years
Date of Birth Range
Not before: 02.03.1996
Not after: 01.03.2006
Age Relaxation Details:
| Category | Relaxation |
|---|---|
| Scheduled Caste / Scheduled Tribe (SC/ST) | 5 Years |
| Other Backward Classes – Non Creamy Layer (OBC-NCL) | 3 Years |
| Persons with Benchmark Disabilities (PwBD) | 10 Years |
| Persons Affected by 1984 Riots | 5 Years |
| Ex-Servicemen (Commissioned Officers with min. 5 yrs military service) | 5 Years |
Educational & Experience Eligibility
Educational Qualification
- A Degree (Graduation) in any discipline
- From a University recognized by Govt. of India
- Must hold valid Mark-sheet / Degree Certificate at time of registration
- CGPA/OGPA must be converted to percentage
Work Experience
- Minimum 18 months of branch experience
- Must be post-basic qualification experience
- Experience as an Officer (not clerical)
- In any Scheduled Commercial Bank or Regional Rural Bank listed in the 2nd Schedule of RBI
- Experience cutoff date: 20.04.2026
Important Notes:
- Present employees of Punjab & Sind Bank are NOT eligible to apply.
- Candidates can apply for only one state. No changes permitted after submission.
- Proficiency in the local language of the applied state is mandatory.
- A minimum CIBIL score of 650 or above is required at the time of joining.
Application Fee Details
SC / ST / PwD
Rs.100
+ Applicable Taxes & Gateway Charges
General / OBC / EWS
Rs.850
+ Applicable Taxes & Gateway Charges
Fee Payment Rules:
- Payment via Online mode only
- Cash, Cheques, DDs — NOT accepted
- Fee is Non-Refundable under any circumstances
- Bank transaction charges are borne by the candidate
Selection Process
Step 1
Written Test
Step 2
Screening
Step 3
Personal Interview
Step 4
Language Test
Step 5
Final Selection
Written Exam Pattern:
| Subject | Questions | Marks | Duration | Medium |
|---|---|---|---|---|
| English Language | 30 | 30 | 30 min | English |
| Banking Knowledge | 40 | 40 | 40 min | Eng & Hindi |
| General Awareness / Economy | 30 | 30 | 30 min | Eng & Hindi |
| Computer Aptitude | 20 | 20 | 20 min | Eng & Hindi |
| TOTAL | 120 | 120 | 120 min | - |
Scoring & Final Merit:
- Minimum qualifying marks: 40% (Unreserved/EWS) | 35% (Reserved categories) — in each section and overall
- Written test carries 70% weightage; Personal Interview carries 30% weightage
- Written test scores (out of 120) converted to 70 marks; Interview scores (out of 50) converted to 30 marks
- Final merit list prepared state-wise and category-wise
- Interviews conducted at New Delhi (unless specified otherwise)
Salary & Pay Scale
JMGS-I Pay Scale
Rs.48,480 - 2000/7 - 62,480 - 2340/2 - 67,160 - 2680/7 - 85,920
LBO Starting Pay
Basic + 3 Increments
Additional Allowances
DA + HRA + CCA
Other Benefits
Medical + LTC + Terminal Benefits
JAIIB and CAIIB qualification increments (if already acquired) shall be protected and pay scale adjusted accordingly at the time of joining.
Probation Period, Bond & Service Obligation
| Scale | Bond Amount | Bond Period | Probation Period |
|---|---|---|---|
| JMGS-I | 3 months' gross salary (Basic + DA + Special Allowance + DA on Special Allowance) | 3 Years | 6 Months |
If a candidate resigns before completing the bond period, they must pay the bond amount to the bank. A surety of equal amount is also required before joining.
Career Path & Restrictions
- Selected officers join the general cadre and are subject to Bank's general promotion policy.
- They will NOT be eligible for inter-state transfers, Controlling Office (ZO/HO) postings, or special branch postings (CBB, Currency Chest, ARB, RCC etc.) until promotion to SMGS-IV Grade or completion of 12 years of service, whichever is earlier.
- After 12 years of service or promotion to SMGS-IV, officers may be posted anywhere in India.
How to Apply Online
1
Visit the Official Website: Go to https://punjabandsind.bank.in/ and click on the "Recruitment" link on the Home Page.
2
Check Eligibility: Read the notification carefully and ensure you meet all eligibility criteria before proceeding.
3
Prepare Documents & Images: Keep your scanned photograph (20–50 KB), signature (10–20 KB), left thumb impression (20–50 KB), and hand-written declaration ready in JPG/JPEG format.
4
Fill Application Form: Enter all personal, educational, and professional details carefully. Select only one state. Ensure name matches all certificates.
5
Upload Documents: Upload all required documents (Resume, ID proof, Age proof, Educational certificates, Experience certificates, Caste/Disability certificate if applicable) in PDF format.
6
Pay Application Fee: Pay the applicable fee via online mode (Net Banking / Credit / Debit Card / UPI). Fee is non-refundable.
7
Submit & Save: Submit your application and take a printout of the system-generated application form for future reference.
Documents Required
For Exam / At Registration:
- Recent passport-size photograph
- Signature (on white paper, black ink)
- Left thumb impression
- Hand-written declaration
- Valid Photo ID Proof
For Document Verification:
- Date of Birth certificate (SSC/School leaving)
- All educational mark-sheets from 10th onwards & Degree Certificate
- Experience certificates & NOC from current employer
- Caste / EWS / PwBD certificate (if applicable)
- CIBIL report from current bank
- Photo Identity & Address proof
- Two passport-size photographs
Important links
Frequently Asked Questions (FAQ)
Don't Miss This Opportunity!
The application window closes on 20 April 2026. Apply early to avoid last-minute technical issues.
Apply Now at Official Website →Official Email for Queries: ho.hrd@psb.bank.in
Disclaimer: This blog post is for informational purposes only and is based on the official notification issued by Punjab & Sind Bank dated 30.03.2026. For the most accurate and updated information, candidates are advised to read the official notification available at punjabandsind.bank.in. The number of vacancies is provisional and may change. Always verify details from the official source before applying.
