National Insurance Company Limited (NICL), a Government of India Undertaking, has released the NICL AO Recruitment 2026-27 notification for 321 Administrative Officer (Scale I) posts – 200 Generalist and 121 Specialist vacancies. Graduates and postgraduates from any stream (Generalist), as well as CA/CMA, Law, IT, Automobile Engineering, Engineering, Company Secretary and Agriculture candidates (Specialist), can apply online between 08 October 2026 and 28 October 2026. Read the complete details on vacancies, eligibility, age limit, fee, exam pattern, salary and the step-by-step application process below.
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Quick Highlights:
✔ Total Posts: 321 (Generalist 200 + Specialist 121)
✔ Online Registration: 08-10-2026 to 28-10-2026
✔ Phase I Exam: 17 November 2026 | Phase II Exam: 22 December 2026
✔ Starting Basic Pay: ₹82,485 (approx. ₹1,14,000 per month in metro centres)
✔ Age Limit: 21 to 30 years (as on 01-10-2026)
✔ Total Posts: 321 (Generalist 200 + Specialist 121)
✔ Online Registration: 08-10-2026 to 28-10-2026
✔ Phase I Exam: 17 November 2026 | Phase II Exam: 22 December 2026
✔ Starting Basic Pay: ₹82,485 (approx. ₹1,14,000 per month in metro centres)
✔ Age Limit: 21 to 30 years (as on 01-10-2026)
NICL AO Recruitment 2026 – Overview Summary
| Organization | National Insurance Company Limited (NICL) – A Govt. of India Undertaking |
| Post Name | Administrative Officers (Generalists & Specialists) – Scale I |
| Total Vacancies | 321 (Generalist: 200 | Specialist: 121) |
| Notification Date | 07 October 2026 |
| Job Location | Anywhere in India (Company Secretaries primarily at Head Office, Kolkata) |
| Application Mode | Online only |
| Application Dates | 08-10-2026 to 28-10-2026 |
| Age Limit | 21 – 30 years as on 01-10-2026 (relaxation as per rules) |
| Application Fee | ₹1000 (Others) | ₹250 (SC/ST/PwBD) |
| Selection Process | Phase I Prelims → Phase II Mains (Objective + Descriptive) → Interview |
| Starting Basic Pay | ₹82,485 per month (Pay Scale 82485-156745) |
| Official Website | nationalinsurance.nic.co.in/recruitment |
NICL AO 2026 Important Dates
| Event | Date |
|---|---|
| Online Registration Starts | 08 October 2026 (Thursday) |
| Last Date for Online Registration | 28 October 2026 (Wednesday) |
| Payment of Application Fee | 08-10-2026 to 28-10-2026 (both days inclusive) |
| Phase I (Preliminary) Online Exam | 17 November 2026 (Tuesday) |
| Phase II (Main) Online Exam | 22 December 2026 (Tuesday) |
| Call Letter Download | To be notified later |
Note: Any change in exam dates will be notified on the company website.
NICL AO 2026 Vacancy Details (Category-wise)
The tentative vacancy distribution is given below. The company reserves the right to vary the vacancies as per requirement.
Specialist Officers – 121 Posts
| Discipline | Total | UR | OBC | SC | ST | EWS |
|---|---|---|---|---|---|---|
| Finance (CA & CMA) | 20 | 10 | 5 | 2 | 1 | 2 |
| Legal | 20 | 10 | 5 | 2 | 1 | 2 |
| Information Technology | 10 | 5 | 2 | 1 | 1 | 1 |
| Automobile Engineers | 20 | 10 | 5 | 2 | 1 | 2 |
| Risk Engineers | 28 | 13 | 7 | 3 | 2 | 3 |
| Company Secretaries | 2 | 1 | 1 | 0 | 0 | 0 |
| Agriculture | 20 | 9 | 5 | 3 | 1 | 2 |
| Specialist Backlog – Information Technology | 1 | - | 1 | - | - | - |
| TOTAL | 121 | 58 | 31 | 13 | 7 | 12 |
PwBD (out of the above total): (a) Blindness & Low Vision – 2 | (b) Deaf & Hard of Hearing – 1 + [2*] | (c) Locomotor Disability – 1 | (d & e) Autism/Intellectual Disability/SLD/Mental Illness/Multiple Disabilities – 1
Generalist Officers – 200 Posts
| Discipline | Total | UR | OBC | SC | ST | EWS |
|---|---|---|---|---|---|---|
| Generalist | 200 | 80 | 55 | 30 | 15 | 20 |
PwBD (out of the above total): (a) Blindness & Low Vision – 1 | (b) Deaf & Hard of Hearing – 3 + [1*] | (c) Locomotor Disability – 2 | (d & e) Autism/Intellectual Disability/SLD/Mental Illness/Multiple Disabilities – 2
[*] denotes PwBD backlog vacancies. UR = Un-Reserved, OBC = Other Backward Classes, SC = Scheduled Caste, ST = Scheduled Tribe, EWS = Economically Weaker Section, PwBD = Persons with Benchmark Disabilities.
Important: A candidate can apply for only ONE discipline. If multiple applications are submitted, only the latest valid (completed) application is retained and the fee paid for the others is forfeited.
NICL AO 2026 Eligibility – Nationality
A candidate must be one of the following:
- A citizen of India, or
- A subject of Nepal, or
- A subject of Bhutan, or
- A Tibetan refugee who came over to India before 1st January 1962 with the intention of permanently settling in India, or
- A person of Indian origin who migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania, Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India.
Candidates in categories (b) to (e) must hold a certificate of eligibility issued by the Government of India.
NICL AO 2026 Age Limit & Relaxation
Minimum Age: 21 years | Maximum Age: 30 years (as on 01-10-2026). Candidates must have been born not earlier than 02-10-1996 and not later than 01-10-2005 (both dates inclusive).
| Category | Age Relaxation | Upper Age (Approx.) |
|---|---|---|
| SC / ST | 5 years | 35 years |
| OBC (Non-Creamy Layer) | 3 years | 33 years |
| PwBD (Gen/EWS) | 10 years | 40 years |
| PwBD (SC/ST) | 15 years | 45 years |
| PwBD (OBC) | 13 years | 43 years |
| Ex-Servicemen / Commissioned Officers (ECOs/SSCOs) with at least 5 years of military service, released as per rules | 5 years | 35 years |
| Defence personnel disabled in operations during hostilities or in a disturbed area and released as a consequence | 3 years | 33 years |
| Existing confirmed employees of Public Sector General Insurance Companies (including GIC & Agriculture Insurance Company of India Ltd.) | 8 years | 38 years |
- If a candidate is eligible for relaxation under more than one category, the relaxation is available on a cumulative basis, subject to a maximum age of 45 years.
- There is no reservation for Ex-Servicemen in the Officer cadre (only age relaxation applies).
- OBC candidates in the “Creamy Layer” are not entitled to OBC reservation or age relaxation and must apply as Un-Reserved (General).
NICL AO 2026 Educational Qualification
Qualification is counted as on 01-10-2026. The candidate must hold the mark-sheet/degree certificate of the qualifying examination, with the final result declared on or before 01-10-2026.
| Discipline | Minimum Qualification |
|---|---|
| Finance (CA & CMA) | Chartered Accountant (ICAI) / Cost and Management Accountant (ICMAI, earlier ICWAI) AND Graduation/Post-Graduation in any discipline |
| Legal | Graduate / Post Graduate in Law |
| Information Technology | B.E / B.Tech / M.E / M.Tech in Computer Science / Information Technology, or MCA |
| Automobile Engineers | B.E / B.Tech / M.E / M.Tech in Automobile Engineering OR B.E / B.Tech / M.E / M.Tech in any branch of Engineering together with a Diploma (at least one year duration) in Automobile Engineering |
| Risk Engineers | Engineering (Graduation/Post-graduation) in any discipline, excluding those mentioned under Information Technology and Automobile Engineers |
| Company Secretaries | ACS/FCS from ICSI AND Graduation/Post-graduation in any discipline |
| Agriculture | Graduate (4 years) / Post Graduate in Agriculture / Agricultural Biotechnology / Agricultural Engineering |
| Generalist Officers | Graduate / Post Graduate in any stream |
Minimum Marks: At least 60% marks in either of the degree examinations (55% for SC/ST/PwBD candidates) from a recognized university, for all posts.
Key notes on qualification:
- Qualification must be from a recognized Indian university approved by UGC, or a recognized institute approved by AICTE.
- Percentage is calculated by dividing the total marks obtained in all subjects in all semesters/years by the aggregate maximum marks (including honours/optional/additional subjects). The fraction is ignored – 59.99% will be treated as less than 60%.
- Where CGPA/OGPA is awarded, a certificate from the competent authority stating the university's conversion norms and the percentage scored must be produced.
- The date on the mark-sheet or provisional certificate is taken as the date of passing. If the result was posted on the university website, a certificate stating the date of result declaration will be accepted.
NICL AO 2026 Application Fee
| Category | Fee |
|---|---|
| SC / ST / PwBD | ₹250/- (Intimation charges only & GST) |
| All candidates other than SC/ST/PwBD | ₹1000/- (Application fee including intimation charges & GST) |
- Fee is payable online only, from 08-10-2026 to 28-10-2026. It is non-refundable and will not be adjusted against any future recruitment.
- Payment modes: Debit Cards (RuPay/Visa/MasterCard/Maestro), Credit Cards, Internet Banking, IMPS, Cash Cards/Mobile Wallets.
- Bank transaction charges, if any, must be borne by the candidate.
- Do not press Back or Refresh after submitting payment details, to avoid double charge. Non-generation of the e-Receipt means the payment has failed.
NICL AO 2026 Selection Process
Selection is based on a two-phase online written examination followed by an interview.
Phase I – Preliminary Exam (All Disciplines)
Objective (MCQ) test of 100 marks, 60 minutes in total, with separately timed sections:
| Test | Questions | Marks | Duration | Medium |
|---|---|---|---|---|
| English Language | 30 | 30 | 20 min | English |
| Reasoning Ability | 35 | 35 | 20 min | English / Hindi |
| Quantitative Aptitude | 35 | 35 | 20 min | English / Hindi |
| Total | 100 | 100 | 60 min | - |
Candidates must qualify in each section by securing passing marks. Approximately 15 times the number of vacancies (category-wise) will be shortlisted for the Main Examination.
Phase II – Main Exam
The Main Exam has an Objective Test (250 marks, 3 hours) followed immediately by a Descriptive Test (30 marks, 30 minutes).
Objective Test – For Generalists (5 sections)
| Test | Questions | Marks | Duration |
|---|---|---|---|
| Reasoning | 50 | 50 | 40 min |
| General Awareness | 50 | 50 | 30 min |
| Quantitative Aptitude | 50 | 50 | 40 min |
| English Language | 50 | 50 | 40 min |
| Computer Knowledge | 50 | 50 | 30 min |
| Total | 250 | 250 | 180 min |
Objective Test – For Specialists (6 sections)
| Test | Questions | Marks | Duration |
|---|---|---|---|
| Reasoning | 40 | 40 | 35 min |
| General Awareness | 40 | 40 | 20 min |
| Quantitative Aptitude | 40 | 40 | 35 min |
| English Language | 40 | 40 | 30 min |
| Computer Knowledge | 40 | 40 | 25 min |
| Professional Knowledge (relevant discipline) | 50 | 50 | 35 min |
| Total | 250 | 250 | 180 min |
Descriptive Test (Both Generalists & Specialists)
- 30 marks, 30 minutes – English Language: Essay (10), Précis (10) and Comprehension (10).
- Answers are typed on the computer. The Descriptive Test is qualifying in nature – its marks are not counted for interview shortlisting or final selection.
- The descriptive paper is evaluated only for candidates who secure the minimum section-wise and total cut-off in the objective test.
Negative Marking
For every wrong answer in the objective tests of both Prelims and Mains, one-fourth (0.25) of the marks assigned to that question is deducted. No penalty for unanswered questions. All objective tests except English Language are bilingual (English and Hindi).
Interview & Final Selection
- Candidates are shortlisted for the interview on the basis of overall marks in the Main Examination objective test (and qualifying in the Descriptive Test).
- Final merit is based on Main Exam (Objective) : Interview = 80 : 20. Candidates must also secure minimum qualifying marks in the interview.
- Tie-breaker: higher interview marks first; if still tied, the candidate senior in age is ranked higher.
- A waiting list not exceeding 50% of the vacancies may be prepared.
- Appointment is subject to being found medically fit.
- Biometric data (thumb impression, iris scan and photograph) will be captured on the day of the Main Exam (Phase II).
NICL AO 2026 Salary, Pay Scale & Benefits
| Starting Basic Pay | ₹82,485 per month |
| Pay Scale | 82485-4050(14)-139185-4390(4)-156745 |
| Total Emoluments | Approximately ₹1,14,000 per month in Metropolitan Centres (including admissible allowances) |
| Other Benefits | Pension under New Pension Scheme (PFRDA), Gratuity, LTS, Medical Benefits, Group Personal Accident Insurance, and Company/leased accommodation as per norms |
Service Conditions, Probation & Bond
- Posting: Selected candidates can be posted or transferred anywhere in India. Minimum stay at the initial place of posting is 5 years. Specialist Officers may be required to continue in the same specialization for a minimum of 10 years; they remain eligible for promotions as per company norms. Company Secretaries are primarily posted at Head Office, Kolkata.
- Probation: One year from the date of joining, extendable twice by six months at a time. Officers must pass the non-life “Licentiate Examination” conducted by the Insurance Institute of India for confirmation.
- Guarantee Bond: Selected candidates must serve for a minimum of 4 years (including probation). On resigning before the bond period ends, liquidated damages equal to one year's gross salary (proportionately reduced based on service rendered) are payable. A stamped bond with two sureties (not blood relatives) of sound financial standing is required.
- Candidates resigning or terminated during probation must pay the gross salary received plus ₹25,000 towards partial cost of training.
How to Apply Online for NICL AO Recruitment 2026
- Visit the official website nationalinsurance.nic.co.in and open the Recruitment section.
- Click “APPLY ONLINE” and choose “Click here for New Registration”. Enter your name, contact details and email ID.
- Note down the Provisional Registration Number and Password shown on screen (also sent by email and SMS).
- Fill in the application details. Use “SAVE AND NEXT” to save your progress and “VALIDATE YOUR DETAILS” to verify.
- Upload your photograph, signature, left thumb impression and handwritten declaration as per the specifications below, and capture your live photograph by webcam or mobile.
- Choose only one discipline. Preview the form, check every detail carefully, then click “COMPLETE REGISTRATION” (no changes are allowed afterwards).
- Pay the fee online via the “PAYMENT” tab and click “SUBMIT”.
- Download and print the e-Receipt and the system-generated application form for future use.
Document Upload Specifications
| Document | Dimensions | File Size | Instructions |
|---|---|---|---|
| Photograph | 200 x 230 pixels (4.5 cm x 3.5 cm) | 20 KB – 50 KB | Recent passport-size colour photo on a light/white background; no caps or dark glasses |
| Signature | 140 x 60 pixels | 10 KB – 20 KB | Black ink on white paper; capital letters not accepted |
| Left Thumb Impression | 240 x 240 pixels (200 DPI) | 20 KB – 50 KB | Black or blue ink on white paper; must not be smudged (right thumb if left is unavailable) |
| Handwritten Declaration | 800 x 400 pixels (200 DPI) | 50 KB – 100 KB | Black ink on white paper, in English, in the candidate's own handwriting, not in capital letters |
Handwritten declaration text:
“I, ____________ (Name of the candidate), hereby declare that all information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”
All files must be in JPG/JPEG format. Visually impaired candidates who cannot write may upload a typed declaration with their left thumb impression below it. If the declaration is written by someone else or in another language, the application will be treated as invalid.
Documents Required at the Time of Interview
Originals plus self-attested photocopies of the following (as applicable) must be produced. Non-submission will debar the candidature.
- Printout of the interview call letter and the system-generated online application form
- Proof of Date of Birth (Birth Certificate from competent municipal authority or SSLC/Std. X certificate with DOB)
- Photo ID proof (original and photocopy)
- Mark-sheets and certificates for Std X, XII and Graduation/equivalent, with proof that the result was declared on or before 01-10-2026
- SC/ST/OBC: Caste certificate in the prescribed format along with caste validity certificate (wherever applicable)
- OBC: Certificate with the Non-Creamy Layer clause, based on income for FY 2023-24, 2024-25 and 2025-26, issued after 31-03-2026, plus the prescribed declaration. Caste name must tally letter by letter with the Central Government list
- EWS: Income & Asset Certificate in the prescribed format (income for FY 2025-26, issued after 31-03-2026 and valid for 2026-27)
- PwBD: Disability certificate in the prescribed format and UDID card; scribe details in the prescribed format if a scribe was used
- Ex-Servicemen: Proforma A/B/C/D certificates, discharge certificate/PPO and proof of rank, as applicable
- No Objection Certificate (NOC) from the employer for candidates serving in Government/quasi-Government offices, PSUs, nationalised banks and financial institutions
- Certificate of eligibility issued by Govt. of India (for Nepal/Bhutan/Tibetan/Indian-origin candidates)
- Experience certificates, if any, and any other relevant documents in support of eligibility
Interview call letter holders are entitled to sleeper class rail/bus fare by the shortest route from their place of residence, on production of travel evidence.
NICL AO 2026 Exam Centres
Phase II (Main) Exam Centres – Provisional
| State / UT | Cities |
|---|---|
| Andhra Pradesh / Telangana | Hyderabad, Guntur / Vijayawada, Visakhapatnam |
| Assam | Guwahati |
| Bihar | Patna, Muzaffarpur |
| Chandigarh | Mohali |
| Chhattisgarh | Raipur, Bhilai/Bhilai Nagar |
| Delhi | Delhi-NCR |
| Gujarat | Ahmedabad-Gandhinagar, Rajkot |
| Himachal Pradesh | Bilaspur, Solan |
| Jammu & Kashmir | Jammu |
| Jharkhand | Ranchi, Dhanbad |
| Karnataka | Bengaluru, Hubballi / Dharwad |
| Kerala | Ernakulam, Thiruvananthapuram |
| Maharashtra | Mumbai/Navi Mumbai/Thane/MMR, Pune, Nashik |
| Madhya Pradesh | Bhopal, Indore |
| Odisha | Bhubaneswar, Berhampur-Ganjam |
| Rajasthan | Jaipur, Udaipur |
| Tamil Nadu | Chennai, Madurai |
| Uttar Pradesh | Lucknow, Kanpur, Prayagraj |
| Uttarakhand | Dehradun, Roorkee |
| West Bengal | Kolkata, Burdwan |
Phase I (Preliminary) Exam Centres – Provisional
| State / UT | Cities |
|---|---|
| Andhra Pradesh | Eluru, Vijayawada/Guntur, Kadapa, Kakinada, Kurnool, Ongole, Rajahmundry, Srikakulam, Tirupati, Visakhapatnam, Vizianagaram |
| Telangana | Hyderabad, Karimnagar, Khammam, Warangal |
| Karnataka | Belagavi, Bengaluru, Hubli/Dharwad, Mangaluru, Mysuru, Shivamogga, Udupi |
| Kerala | Alappuzha, Ernakulam, Kannur, Kollam, Kottayam, Kozhikode, Malappuram, Palakkad, Thiruvananthapuram, Thrissur |
| Tamil Nadu | Chennai, Coimbatore, Erode, Kanyakumari, Madurai, Salem, Thanjavur, Tiruchirappalli, Tirunelveli, Vellore, Villupuram, Virudhunagar |
| Puducherry / Lakshadweep | Puducherry; Kavaratti |
| Maharashtra | Amravati, Chandrapur, Chhatrapati Sambhaji Nagar, Dhule, Jalgaon, Kolhapur, Latur, Mumbai/Thane/Navi Mumbai/MMR, Nagpur, Nanded, Nashik, Pune, Ratnagiri, Solapur |
| Gujarat | Ahmedabad/Gandhinagar, Anand/Vadodara, Jamnagar, Mehsana, Rajkot, Surat/Bardoli |
| Goa | Panaji |
| Madhya Pradesh | Bhopal, Gwalior, Indore, Jabalpur, Sagar, Satna, Ujjain |
| Chhattisgarh | Bhilai, Bilaspur, Raipur |
| Rajasthan | Ajmer, Bikaner, Jaipur, Jodhpur, Kota, Sikar, Udaipur |
| Delhi / Haryana | Delhi/NCR; Faridabad, Gurugram, Ambala |
| Uttar Pradesh | Agra, Aligarh, Bareilly, Faizabad, Ghaziabad, Gorakhpur, Jhansi, Kanpur, Lucknow, Meerut, Moradabad, Muzaffarnagar, Noida, Prayagraj, Varanasi |
| Uttarakhand | Dehradun, Haldwani, Roorkee |
| Punjab / Chandigarh | Amritsar, Bathinda, Ludhiana, Mohali, Patiala, Phagwara; Chandigarh/Mohali |
| Himachal Pradesh | Bilaspur, Hamirpur, Kangra, Kullu, Mandi, Shimla, Una |
| Jammu & Kashmir / Ladakh | Jammu, Samba, Srinagar; Kargil, Leh |
| Bihar | Arrah, Aurangabad, Bhagalpur, Darbhanga, Gaya, Muzaffarpur, Patna, Purnea |
| Jharkhand | Bokaro Steel City, Dhanbad, Hazaribagh, Jamshedpur, Ranchi |
| Odisha | Balasore, Berhampur-Ganjam, Bhubaneswar, Cuttack, Dhenkanal, Rourkela, Sambalpur |
| West Bengal | Asansol, Burdwan, Durgapur, Hooghly, Kalyani, Kolkata, Siliguri |
| North-East & Islands | Port Blair; Naharlagun; Dibrugarh, Guwahati, Jorhat, Silchar, Tezpur (Assam); Imphal, Churachandpur (Manipur); Shillong, Tura (Meghalaya); Aizawl; Kohima; Gangtok; Agartala |
The company may cancel or add centres and may allot a candidate to a centre other than the one opted for. Choice of centre once exercised is final, and no request for change of centre/date/session will be entertained.
Important Instructions for Candidates
- One application only. Applying for more than one discipline can render all applications invalid.
- Name, category, date of birth, address, mobile number, email ID and centre cannot be changed after completing registration. The name must match your ID proof and certificates exactly.
- Keep your personal email ID and mobile number active throughout the process – call letters and intimations are sent only to the registered email/mobile.
- Valid ID proofs: PAN Card, Passport, Permanent Driving Licence, Voter ID, Bank Passbook with photograph, Aadhaar/e-Aadhaar, Employee ID, Bar Council ID, valid college/university ID, or photo ID issued by a Gazetted Officer/People's Representative. Ration Card and Learner's Driving Licence are not valid.
- Candidates reporting late after the time on the call letter will not be permitted to take the exam. Candidates who changed their name after marriage should carry the original Gazette notification/marriage certificate/affidavit.
- Prohibited items inside the exam centre include mobile phones, smart watches, calculators, earphones, metallic items, handbags, belts, caps, jewellery and open/packed eatables.
- Candidates working in Government/PSU/banks must inform their employer in writing and submit an undertaking while applying online.
- Pre-Examination Training (online) is available for SC/ST/OBC (Non-Creamy Layer)/PwBD candidates who opt for it while applying. It is at the candidate's own cost and gives no right to employment.
- Candidates using unfair means or impersonation can be disqualified, debarred from future NICL exams and even face criminal prosecution.
- If the notification has any discrepancy, the English version published on the official website is final.
Guidelines for PwBD Candidates
- Only candidates with at least 40% of the specified disability, certified by the competent authority, are eligible for reservation. The certificate must be issued on or before the last date of online application.
- Candidates whose disability falls under “likely to improve” (temporary disability) are not eligible for reservation (as per DEPwD OM dated 17-12-2025). A certificate that only says “temporary” without specifying the nature must be replaced with a fresh certificate.
- Candidates must arrange their own scribe at their own cost. The scribe must not be a candidate for the same exam or an employee of NICL, and cannot be used by more than one candidate. For Specialist posts, the scribe must be from a different academic stream.
- Candidates using a scribe (and those in categories a, c and d as specified) get compensatory time of 20 minutes per hour. This must be opted for during online registration.
- Scribe and compensatory time facilities for persons with less than 40% disability and difficulty in writing require a certificate as per Appendix-I from a Government healthcare institution.
Fraud Warning: NICL recruitment is purely merit-based and canvassing in any form is a disqualification. Do not pay money to any agent or individual who promises a job. Apply only through the official website, and treat calls, messages or social media posts demanding payment for selection as fraud.
Important Links
| Apply Online (from 08-10-2026) | Click Here |
| Official Notification PDF | Download Here |
| Official Website | nationalinsurance.nic.co.in/recruitment |
NICL AO Recruitment 2026 – Frequently Asked Questions (FAQs)
Q1. How many vacancies are there in NICL AO Recruitment 2026?
There are 321 Administrative Officer (Scale I) vacancies – 200 for Generalists and 121 for Specialists (including 1 specialist backlog post in IT).
There are 321 Administrative Officer (Scale I) vacancies – 200 for Generalists and 121 for Specialists (including 1 specialist backlog post in IT).
Q2. What is the last date to apply for NICL AO 2026?
Online registration runs from 08 October 2026 to 28 October 2026. The application fee must also be paid within these dates.
Online registration runs from 08 October 2026 to 28 October 2026. The application fee must also be paid within these dates.
Q3. What is the age limit for NICL AO 2026?
The age limit is 21 to 30 years as on 01-10-2026, i.e. born between 02-10-1996 and 01-10-2005. Relaxation is available for SC/ST (5 years), OBC-NCL (3 years), PwBD (10 to 15 years), Ex-Servicemen (5 years) and others as per the table above, up to a cumulative maximum of 45 years.
The age limit is 21 to 30 years as on 01-10-2026, i.e. born between 02-10-1996 and 01-10-2005. Relaxation is available for SC/ST (5 years), OBC-NCL (3 years), PwBD (10 to 15 years), Ex-Servicemen (5 years) and others as per the table above, up to a cumulative maximum of 45 years.
Q4. What is the minimum qualification for the Generalist post?
A graduate or postgraduate degree in any stream from a recognized university with at least 60% marks (55% for SC/ST/PwBD) in either of the degree examinations.
A graduate or postgraduate degree in any stream from a recognized university with at least 60% marks (55% for SC/ST/PwBD) in either of the degree examinations.
Q5. Can final-year students apply?
Only if the final result is declared and the mark-sheet/degree certificate is available on or before 01-10-2026. Candidates whose result is declared after that date are not eligible.
Only if the final result is declared and the mark-sheet/degree certificate is available on or before 01-10-2026. Candidates whose result is declared after that date are not eligible.
Q6. Can I apply for more than one discipline?
No. Only one discipline can be chosen. If multiple applications are submitted, only the latest completed application is retained and the other fees are forfeited.
No. Only one discipline can be chosen. If multiple applications are submitted, only the latest completed application is retained and the other fees are forfeited.
Q7. What is the application fee?
₹1000 for all candidates other than SC/ST/PwBD, and ₹250 (intimation charges only, with GST) for SC/ST/PwBD candidates. The fee is non-refundable.
₹1000 for all candidates other than SC/ST/PwBD, and ₹250 (intimation charges only, with GST) for SC/ST/PwBD candidates. The fee is non-refundable.
Q8. What is the selection process?
Phase I Prelims (100 marks), Phase II Mains (250 marks objective + 30 marks descriptive qualifying test) and an Interview. Final merit is based on Main Exam objective marks and Interview in an 80:20 ratio.
Phase I Prelims (100 marks), Phase II Mains (250 marks objective + 30 marks descriptive qualifying test) and an Interview. Final merit is based on Main Exam objective marks and Interview in an 80:20 ratio.
Q9. Is there negative marking?
Yes. One-fourth of the marks for each question is deducted for every wrong answer in the objective tests of both Prelims and Mains. There is no penalty for unanswered questions.
Yes. One-fourth of the marks for each question is deducted for every wrong answer in the objective tests of both Prelims and Mains. There is no penalty for unanswered questions.
Q10. What is the salary of a NICL Administrative Officer?
The starting basic pay is ₹82,485 in the scale of 82485-156745, with total emoluments of approximately ₹1,14,000 per month in metropolitan centres, plus NPS, gratuity, medical benefits and accommodation as per norms.
The starting basic pay is ₹82,485 in the scale of 82485-156745, with total emoluments of approximately ₹1,14,000 per month in metropolitan centres, plus NPS, gratuity, medical benefits and accommodation as per norms.
Q11. Is there a service bond?
Yes. Selected candidates must serve NICL for a minimum of 4 years including probation. Resigning earlier attracts liquidated damages of up to one year's gross salary, and a bond with two sureties is required.
Yes. Selected candidates must serve NICL for a minimum of 4 years including probation. Resigning earlier attracts liquidated damages of up to one year's gross salary, and a bond with two sureties is required.
Q12. Is the Descriptive Test counted in the final merit?
No. The Descriptive Test (30 marks) is qualifying in nature. Its marks are not counted for interview shortlisting or final selection.
No. The Descriptive Test (30 marks) is qualifying in nature. Its marks are not counted for interview shortlisting or final selection.
Q13. Is there reservation for Ex-Servicemen?
No. There is no reservation for Ex-Servicemen in the Officer cadre; only the age relaxation applies.
No. There is no reservation for Ex-Servicemen in the Officer cadre; only the age relaxation applies.
Q14. Which exam centres are available in Andhra Pradesh and Telangana?
For Phase I, the Andhra Pradesh centres are Eluru, Vijayawada/Guntur, Kadapa, Kakinada, Kurnool, Ongole, Rajahmundry, Srikakulam, Tirupati, Visakhapatnam and Vizianagaram; Telangana centres are Hyderabad, Karimnagar, Khammam and Warangal. For Phase II, the provisional centres are Hyderabad, Guntur/Vijayawada and Visakhapatnam.
For Phase I, the Andhra Pradesh centres are Eluru, Vijayawada/Guntur, Kadapa, Kakinada, Kurnool, Ongole, Rajahmundry, Srikakulam, Tirupati, Visakhapatnam and Vizianagaram; Telangana centres are Hyderabad, Karimnagar, Khammam and Warangal. For Phase II, the provisional centres are Hyderabad, Guntur/Vijayawada and Visakhapatnam.
Disclaimer: This article is prepared from the official NICL recruitment advertisement dated 07-10-2026 for information purposes only. Vacancies, dates and other details are tentative and may change at the company's discretion. Candidates are advised to read the official notification and check nationalinsurance.nic.co.in/recruitment regularly for updates before applying.
